Economics and Innovative Technologies


In today’s economic instability, risk assessment is an integral part of the activities of all organizations, especially commercial banks. Despite the active use of various methodological approaches in stress testing in foreign countries, the risk assessment system in Uzbekistan has not yet been properly developed. The article analyzes the main concepts, principles, approaches and features underlying the process of organizing and conducting stress tests in commercial banks. A methodological approach to the study of risks is proposed, which presents the top-down mechanism and its main stages.


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