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Economics and Innovative Technologies

Abstract

The main goal of the study is to provide conclusions and suggestions for improving the country's retail sector, based on international experience and innovative ideas and a theoretical and methodological basis. This scientific article describes the theoretical and practical foundations of the use of innovative technologies in the retail payment system, the factors affecting it, and the practical steps taken by commercial banks in this area. There are also suggestions and scientific conclusions on the development of the infrastructure of the retail payment system of the republic using innovative technologies.

References

1. Law of the Republic of Uzbekistan "On Payments and Payment Systems" ZRU-578. 01.11.2019 y. 2. To the President of the Republic of Uzbekistan "On measures to further improve the field of information technology and communications" Farmoni. February 19, 2018. 3. Decree of the President of the Republic of Uzbekistan dated January 9, 2018 No. PF-5296 "On measures to radically improve the activities of the Central Bank of the Republic of Uzbekistan." 4. Resolution of the President of the Republic of Uzbekistan PQ-3620 "On additional measures to increase the popularity of banking services" dated March 23, 2018 5. Resolution of the President of the Republic of Uzbekistan dated September 19, 2018 No. PP-3945 "On measures to develop the national payment system." 6. To the President of the Republic of Uzbekistan "About additional measures for improvement of the procedure for crediting of the projects carried out within the state programs of development of family business" Resolution No. PQ-4498 of 24.10.2019. 7. Address of the President of the Republic of Uzbekistan Shavkat Mirziyoyev to the Oliy Majlis. January 24, 2020. 8. Resolution of the Board of the Central Bank of the Republic of Uzbekistan dated June 30, 2018 No. 22/5 "On amendments and additions to the Regulation" On the procedure for registration and licensing of banks " 9. Tapskott Don. “Electronic-digital society: pluses and minuses of epoxy intellect. -Kiev: ITN Press, 1999. 10. Don Tapscott, Alex Tapscott. Blockchain Revolution: How the Technology Behind Bitcoin is Changing Money, Business, and the World, 2016, 324 pages. 11. Gulyamov S. S. et al. Blockchain technologies in the digital economy. Textbook pages 21-22 .TMI 2019 -447 pages. 12. Olimjon Umarov: Digital technologies open the way for the development of innovations. http://xs.uz/uzkr/post/olimzhon-umarov-qaraqli-tekhnologiyalar-innovatsiyalarrivozhiga-keng-jol-ochadi 13.http: //xs.uz/uzkr/post/uzbekistan-legalism-digital-bank concept 14.https: //mininnovation.uz/uz/news/digital-economics-problems-opportunities 15.http: //infocom.uz/2018/01/26/kolichestvo-internet-polzovatelej-v uzbekistane -prevysilo-20-millionov. 16.https: //www.gazeta.uz/ru/2015/09/18/users/ 17.http: //infocom.uz/2018/01/26/kolichestvo-internet-polzovatelej-v uzbekistaneprevysilo-20-millionov / 18.http: //cbu.uz/uzc/platyezhnye-sistemy/56618/ 19.https: //ictnews.uz/30/01/2019/smart-money/

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