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International Finance and Accounting

Abstract

The increasing role of commercial bank loans in the development of the national economy directly depends on the quality of the loan portfolio of commercial banks. Since, ensuring the quality of the loan portfolio is a prerequisite for strengthening the resource base and ensuring the liquidity of banks.This is due to the fact that loans occupy a high share in the structure of assets of commercial banks, therefore, the deepening of credit risk will lead to a deterioration in the liquidity of banks and negatively affect the resource provision of loans. As of March 1, 2021, loans occupied the largest share of the whole (74.5%). The article identifies topical problems associated with improving the quality of the loan portfolio of commercial banks of the Republic of Uzbekistan and developed scientific proposals aimed at solving these problems.

References

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