International Finance and Accounting


Improvement of information technologies, as well as their widespread use as a key factor in the innovative development of banking, as in all areas, is one of the most pressing issues. This article reveals the role of information technology in the innovative development of banks. The role of modern information technologies as a means of competition in the market of remote banking services and banking services is widely analyzed. International experience on risks and security measures in the provision of modern banking services is studied and methods of risk management are described. In addition, statistical analysis was conducted on modern technologies introduced in the country. Also, proposals for further innovative development of banks on the basis of modern information technologies have been developed.


1. Dangolani S.K. The impact of information technology in banking system (a case study in Bank Keshavarzi IRAN) // Procedia-social and behavioral sciences, vol.-30, 2011. – 13-16 r. 2. Kumari L., Kumar S. Role of information technology in banking sector: a review // International Journal of Research in Social Sciences, Vol. 8 Issue 8, August 2018. – 134 p. 3. Jain M. and Popli G.S. Role of Information Technology in the Development of Banking Sector in India (September 24, 2012). Available at SSRN: https://ssrn.com/abstract=2151162 4. Wellalage N.H., Hunjra A.I., Manita R., Locke S.M. Information communication technology and financial inclusion of innovative entrepreneurs // Technological Forecasting and Social Change, Volume 163, Issue 02, February 2021. – 81-83 r. 5. Chen L., Danbolt J., Holland J. Information about bank intangibles, analyst information intermediation, and the role of knowledge and social forces in the ‘market for information // Accounting Forum, Volume 42, Issue 3, September 2018. – 261-276 p. 6. Reixach A.A. The effects of information and communication technologies on the banking sector and the payments system. (PhD) diss., Girona: UG, July 2001. – 14 p. 7. Kwabena Yeboah. The Role of Information Technology on Banking Service // Annals of the “Ovidius” University, Economic Sciences Series, Volume XI, Issue 1, 2011. – 2 p. 8. Chernыshova O.N., Korotayeva N.V., Zobova Ye.V. Informatsionnыe texnologii v bankovskom biznese: sovremennыe tendensii i perspektivы razvitiya // Sotsialno-ekonomicheskiye yavleniya i protsessы, № 3 (049), 2013. – 150 s. 9. Cavus N., Chingoka D. Information technology in the banking sector: Review of mobile banking // Global journal of information technology, Volume 05, Issue 2, 2015. – 63 p. 10. Piciu G.C., Chitiga G. The role of information technology on the banking industry // Annals of the “Ovidius” university, economic sciences series, Volume XI, Issue 1, 2011. – 1-3 p. 11. Berger, A.N. The economic effects of technological progress: evidence from the banking industry // Journal of money, credit, banking, 35 (2), The Ohio state university press, Ohio, 2003. – 141-176 p. 12. Xotkin A.V. Ispolzovaniye IT dlya optimizatsii deyatelnosti sovremennыx bankov // «Ekonomika i biznes» elektronnыy jurnal, 2018. https://doi.org/10.24158/tipor.2018.6.12 13. www.gartner.com – Gartner Group rasmiy sayti. 14. Blockchain technology. From hype to reality [Elektronnыy resurs] // Infosys Finacle. 2017. Febr. URL: http://images.experienceinfosys.com/Web/In fosys/%7B6f314800-4c3c-4d4a-b092-4b11ea532d56%7D_Edgeverve_Infosys-Finacle_Blockchain-Technology-Hype-to-Reality.pdf 15. www.cbu.uz – O‘zbekiston Respublikasi Markaziy bankining rasmiy sayti. 16. https://www.mbaknol.com/business-finance/role-of-information-technology-it-in-the-banking-sector/



To view the content in your browser, please download Adobe Reader or, alternately,
you may Download the file to your hard drive.

NOTE: The latest versions of Adobe Reader do not support viewing PDF files within Firefox on Mac OS and if you are using a modern (Intel) Mac, there is no official plugin for viewing PDF files within the browser window.