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International Finance and Accounting

Abstract

The article discusses the concept and basic principles of the formation of the resource base of commercial banks, studies the views of foreign and domestic scientists in this area. Special attention is paid to the main reasons for the emergence of current problems of the banking system in the field of resource formation, an analysis of the resource base of banks is carried out, in particular, the deposit base is considered and recommendations are made to optimize both the banks' own funds (capital) and their borrowed funds. The theoretical and practical significance of this article is expressed by its contribution to the development and further optimization of the resource base of domestic banks, while the practical significance of the study lies in the possibility of using proposals and recommendations.

References

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