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International Finance and Accounting

Abstract

The article touches on the issues of digital transformation of commercial banks, and its current directions. The role of the digital economy at the world level, its positive impact on the country's economy, changes in the banking system in connection with the development of IT-technologies in banks of developed countries of the world are analyzed. It also analyzes the need for digital transformation for banks in Uzbekistan and the current situation in the banking system and provides relevant conclusions.

References

1. O‘zbekiston Respublikasi “To‘lovlar va to‘lov tizimlari to‘g‘risida”gi Qonuni (ZRU-578- sonli 01.11.2019 yil) - Qonun hujjatlari ma’lumotlari milliy bazasi, 02.11.2019 y., 03/19/578/3986-son. 2. O‘zbekiston Respublikasi Prezidentining “O‘zbekiston Respublikasida raqamli iqtisodiyotni rivojlantirish chora-tadbirlari to‘g‘risida”gi Qarori PQ-3832 2018-yil 3 iyul - Qonun hujjatlari ma’lumotlari milliy bazasi, 04.07.2018 y., 07/18/3832/1452-son. 3. Shirinkina, Ye.V.Otsenka trendov sifrovoy transformatsii finansovoy otrasli// Nadejnost i kachestvo slojnыx sistem – 2019 №2 (26) – S -114-120 - DOI 10.21685/2307-4205-2019-2-13 4. Jumayev N. Raqamli iqtisodiyot rivojlanishi sharoitida bank-moliya tizimi oldidagi vazifalar//Bank axborotnomasi №5 2020 yil 6 fevral. 5. Arati B. Pawadi, "Digitalization in Banking Sector" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Special Issue| International Conference on Digital Economy and its Impact on Business and Industry, October 2018, pp.45-47. 6. Peter C. Verhoef, et al., “Digital transformation: A multidisciplinary reflection and research agenda” Published in Journal of Business Research, November 2019. 7. “Designing a sustainable digital bank” Learning from the digital pioneers-IBM Sales and Distribution White Paper Executive Summary// Copyright IBM Corporation 2015-p.3. 8. Oleynik L., Karimjonova M. Strategiya sovremennogo banka v epoxu sifrovыx servisov. // Bozor, pul va kredit. №10, 2018 g. 9. O‘zbekiston Respublikasi Markaziy bankining 2018 yildagi faoliyati to‘g‘risidagi Hisoboti. 10. Tojiyeva Z. Banklarda transformatsiya nima uchun kerak?// http: biznes-daily.uz/ ru/ gazeta - birja - 11.01.2020yil.

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